Credit cards are accepted all over the country in hotels, restaurants and many shops. VISA is widely accepted and to a lesser extent Mastercard and American Express. ATM machines are in shopping malls, banks and gas station convenience stores in Managua. Outside of Managua ATM’s are rare. Debit cards using the Cirrus and Mastercard credit systems work with the “Red Total” or Credomatic system which can be found in shopping malls, Banco de America Central (BAC) and Texaco, Uno and Esso station stores. For any questions about credit cards visit the Credomatic office in Managua at the Casa Pellas office center on Carretera a Masaya.